Dear Friend:
I'm tired of seeing people like you and me getting ripped off by banks who charge from 18.6% to 21% on our credit cards. If you're like most people, your credit card balance is approximately $2,100.00 and you're paying as much as $441.00 in interest per year. Stop!! You can save $233.10 in a twelve month period, at a 9.9% interest rate. A rate of 6.4% can save you even more.
I'd like to send you a list of over 50 banks with the best deals in interest rates and annual fees. You can get a FREE credit card, plus one of the lowest interest rate cards in the country!

Our list contains the names, addresses, and telephone numbers of over 50 banks offering the best deals in interest rates and annual fees. These are real banks offering credit cards; not mail order catalog cards. These low interest credit cards will save you hundreds of dollars a year in annual interest! The list we are providing will enable you to obtain applications for these individual major bank credit cards. Approval is based solely upon each bank's requirements.

Most likely, I'm sure that you've received offers for new VISAs or MasteCards in the mail, even if you already have a major bank credit card. Before you choose, the most important factors to consider should be a card's interest rate, annual fee, and grace period.

USA Today quotes:"Credit cards are cash cows for banks, and bankers are milking card holders".

One thing you need to realize is that there are several banks within the United States that will offer you credit cards regardless of your geographical location. The banks listed in our publication cover a wide territory, in fact, most accept applications nationally and they are always looking for new customers. Some of these banks offer an incredibly low interest rate, no annual fee, and at least a 25 day grace period!